Saturday, September 13, 2008

Really Cheap Auto Insurance - How to Get the Cheapest Auto Insurance

Looking for really cheap auto insurance? Everyone interested in buying really cheap auto insurance tries to save money in insurance premiums. There are different ways to shop for really cheap auto insurance and we are going to discuss the same for all our visitors on this page. In case you do not own a car and are planning to buy one then consider asking your auto insurance agent about the cars that have cheaper insurance premium, please also remember to get more options before making a decision. Understand it this way, If your car is more likely to get stolen, mostly likely you're required to pay high premium, try to know what cars make to the list of good cars for insurance companies, and try to think the way they do.

10 Easiest car to buy insurance:

1. Oldsmobile Silhouette
2. Pontiac Montana
3. Saturn L Series Wagon
4. Chrysler PT Cruiser
5. Saturn L Series Sedan
6. Chevrolet Venture
7. Chevrolet Astro
8. Saturn Vue
9. Jeep Wrangler
10. Oldsmobile Bravada

Remember, the larger cars and trucks are usually the easiest and cheapest to insure, as long as they don't do heavy damage to other vehicles in an accident. If you total another person's vehicle, your rates will definitely increase.

Top 10 hardest car (most expensive) to get insured:

1. Lexus IS 300
2. Land Rover Discovery Series II
3. Audi S4
4. Jaguar X-Type
5. Mercedes SLK Class
6. Lexus GS 430
7. Land Rover Freelander
8. Mitsubishi Montero
9. BMW X5
10. Toyota 4Runner

Top 10 most stolen car:

1. Honda Civic
2. Toyota Camry
3. Honda Accord
4. Dodge Caravan
5. Chevrolet C/K 1500
6. Ford F-150
7. Dodge Ram Pickup
8. Acura Integra
9. Toyota Pickup
10. Nissan Sentra

The best possible way to have really cheap auto insurance is to drive safely and do not get tickets. Make sure to negotiate with your insurance company about your clean driving record, and if they hesitate to provide you really cheap auto insurance, try another you surely will get the benefit of being a good driver. Ask the agent or the company upfront if they are offering any discounts. You might save some cash on the insurance purchase. Even if you have an old car that has a very low selling value, make sure that you have proper insurance plan to protect yourself in case of an accident.

Oh ya, a short note from me, Insurance companies are inter-linked with each other, it's better to be honest with them. That's why providing precise and accurate information to get free auto insurance quotes is really important , make sure you give the same information to every insurance company. Don't simply try out by filling the quotes with different information, they have information exchanged everyday and they would know. You will end up getting free auto insurance quotes which are much more expensive and there will be no chance to lower the premium down.

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