How to Get Pre-Approved Auto Financing

If you are looking to get auto financing, it is important to recognize that there are a variety of ways to finance your car. For example, you may wish to finance your car through a dealership auto financing program or you may wish to finance your car through a private lender, such as a bank. Regardless of which lender you work with, getting pre-approved for auto financing can make finding and driving away in the car of your dreams a reality.

Here's what you need to know about getting pre-approved for auto financing:

Pre-Approval

Pre-approved auto financing requires that you have approached a lender, such as a bank or auto dealership, and ask for a loan so that you can pay for a car. The lender will take a look at your credit history and credit score in order to determine what your risk level is. The risk level means that the bank wants to evaluate how realistic it is that you will be able to repay the loan in full on time.

For example, if a diner waitress making $33,000 a year was to approach a lender and ask for a loan of $100,000 to buy a customized Mercedes, the lender may determine that the waitress has a high risk of not being able to repay the loan. However, if the waitress were to request a loan for $11,000 to pay for part of a pre-owned vehicle, the lender may determine that there is an increased chance that the borrower will be able to repay the loan.

Choosing a Car

Once a borrower has been pre-approved for a loan, he or she needs to select the automobile that meets his or her budget and needs. Just because a lender allows the borrower to borrow a large sum of money to buy a car doesn't mean that the borrower has to use the entire sum of money for the car purchase. Remember: all of the money that is borrowed will eventually need to be repaid with interest.

The Left-Over Money is Not Play Money

When buying a car with pre-approved auto financing, if there is left-over money in your pre-approved loan that you are not spending on the car, you will probably not be able to spend that money on other items, such as groceries or rent. It simply means that you will not take out a loan for more than the amount that you are paying for the car. Therefore, use the pre-approved auto financing as a maximum amount of money that you will be able to spend, but certainly make sure that your car purchase suits your unique budget.

If you have any questions about auto financing and obtaining a pre-approved loan, contact a sales agent today. We're happy to determine how much auto financing you may qualify for as well as what types of vehicles may suit your budget!

Bad Credit Car Loans For Anyone

Just about anyone can qualify for a bad credit car loan, no matter what a person's credit history or current credit score is. In order to get a car loan when you have bad credit, there are some things you need to know that can help you get the lowest rate and highest amount of money possible.

Here's a brief overview of what you need to know in order to get a bad credit car loan:

Understanding a Loan

When you approach a loan officer, it is important that you demonstrate to the loan officer that you understand what the terms of a loan are. Essentially, a car loan is money that is borrowed from the lender. That money will need to be returned to the lender over a pre-determined period of time. Because the lender needs to make a profit on the loan in order to stay in business, the lender will charge an interest rate for the loan. Therefore, be sure that you are comfortable talking about interest rates with the loan officer when you sit down for a chat.

Interest Rates

The interest rate for a car loan is the amount of money that the borrower will have to pay back to the lender in addition to the loan principal. For example, if you take out a loan for $10,000 in order to buy a car, you not only have to repay that loan, but you will have to repay interest on top of the loan. If you get an interest rate of 6 percent, then you would need to pay back an additional $600 on top of the principal amount of money that you borrowed.

Credit History

Your credit history will affect just how low the interest rate is for your loan and how much money you can take out. For this reason, borrowers with brad credit will usually have higher interest rates and lower loan caps than borrowers that have proven that they are able to repay loans on time. When you speak with a loan officer, be able to explain why you have bad credit. If you are able to prove to the officer that you are in a different position now than you were when you got the bad credit, you may be able to get a better interest rate. For example, you may need to show the loan officer that you have a job that will allow you to pay back the loan amount on a regular basis.

No matter how bad your credit is, it is always possible to get a car loan. The amount of the loan and the interest rate on the loan amount may vary a great deal depending on your credit history, but remember that getting a loan is always possible if you are in need. Contact one of our sales agents today to discuss loan options and to match your budget with a vehicle on our lot.

Finding a Car Loan After Bankruptcy

If you've just discharged your debts and come out of bankruptcy it can be challenging to find an auto loan. You will need to check your FICO score after bankruptcy because if your score is too low you may be stuck with an exorbitantly high interest rate in the 10-15% range. That can add up quickly if you're buying a car over $10,000.

If you can scrape together some money, try to put 20-30% down on the car so you can reduce your monthly payment. If you have a trade-in car, try to sell that to a private party. A private party sale via Craigslist will get you much for your car than a dealer trade-in. Check out the blue book value first for your zip code so you know what to list it for.

If you buy a car from a dealership, don't be afraid to shop the loan around. They may offer you a low annual percentage rate, but also may get a better deal through your bank or credit union.

You don't have to wait for your bankruptcy filing to be completely finished before you start applying for car loans. Start searching for a loan and try to get pre-approved before you decide on your purchase. The last thing you want to do is find a car and then not be able to find the loan you need.

Whatever loan you decide on, check for hidden fees and prepayment penalties. There's no reason to accept a high interest loan where you can't pay down the balance when you get yourself back on your feet. Take the time to read the fine print, it can save you money and keep you from ending up back in bankruptcy.

Car loans customers can now choose four more Peugeot van shades

Car Loan's customers looking to brighten up their next vehicle can now choose from four more Peugeot 207 Van colours.

In addition to Bianca White, drivers can now hit the roads in a Flamenco Red, Aluminium, Montebello Blue or Onyx Black 207 Van.

The vehicle first reached showrooms last September and the latest colours could be a nice change for motorists.

Peugeot said prices for the van start from £8,825 so those looking for approved Car Finance or a new car loan may see it as a potentially ideal choice.

Alternatively, a new Peugeot 407 for 2009 was unveiled last month and is another option for car loans customers.

A revised specification and enhancements to the exterior and interior are additions to the new 407, which the manufacturer said has "dynamic characteristics" and "exceptional road holding".

New colours for the saloon model include Moroccan Red, Hurricane Grey, Abyss Blue, Moondust and Thorium Grey.

Getting That Great New Car With Car Credit

The credit crunch currently gripping Britain has seen a sudden reduction of loan availability in the UK and the situation shows no sign as yet of getting any better. Perhaps it's time to seek some alternative ways to pay for necessary expenses - like a new car.

Unfortunately, you can never be sure when your car might break down to the extent that you're better off just buying a new one. There are a number of reasons where a new car may be necessary for, such as an addition to the family or getting a new job where you need to travel. For victims of the credit crunch and those who toil to receive bank loans, it could be an even bigger struggle to get a loan to help you afford it.

For most people, a vehicle is the second largest investment they'll make, following a mortgage on a home. Even used cars are expensive and not everybody has a lump of money resting in their bank account waiting for such an expense - which is why credit from a dealer or motor broker could provide an excellent alternative to an uncertain or overpriced bank loan.

So what is car credit? Well, car credit is a financial agreement between the buyer and seller that allows the buyer to repay the cost of the car by instalment over a period of time, which means that payment is made more manageable.

You can apply online, over the phone and in person with many companies, so if you really want that Nissan Primera, you could arrange to get it with relative ease. Your seller will offer you car credit based on the level of repayments you could afford, including interest and other costs associated with the finance arrangement. However, the same goes for bank loans and when these are unavailable, car credit opportunities can really prove useful.

Many people use car credit when they find it difficult to get a loan, have bad credit now or in the past, or have been refused loans previously. However, during the credit crunch, it's already harder to get a bank loan so more people are turning to car credit as a result.

Essentially, car credit is just a loan from your seller instead of from the bank. By keeping your finances grouped in such a manner, you could find it easier to keep track of your expenses. The company you use will also be likely to communicate with you and ensure that the process is running smoothly.

It's important to do your research and shop around while looking for car credit companies, but you can rest assured that many will say 'yes' when you apply and in many cases you will get approved car credit within hours of your application.

From there, it's just a case of choosing your dream car and then driving away.

Auto Financing Bankruptcy - Is it Possible to Obtain Reasonable Auto Financing After Bankruptcy?

Obtaining good auto financing after bankruptcy can certainly be a challenge, as you will have the bankruptcy on your credit file, and therefore companies will be very hesitant to lend you money.

Fortunately, however, you do have options available to you other than just paying cash for everything. Here is some important information to help you get the money you need after filing.

To start out with, you need to realize that, as soon as your bankruptcy case has been eliminated, you can apply for a loan for your car. However, generally speaking, if you don't have any time at all, you will end up paying enormous interest rates, and it really doesn't pay off to get a loan immediately after bankruptcy.

If at all possible, you definitely should wait a minimum of 6 months, and even a year would be best before applying for auto financing after bankruptcy, as this will save you a lot of money in interest rates.

Obviously, waiting can be tough, particularly if you lost your car through bankruptcy; however, all is not lost. If you do have any available cash, simply pay for a cheap car with cash, and you should be set for at least the six month waiting period. If not, try to find public transportation to take.

The bottom line is, there are many ways you can avoid getting a loan within the immediate 6 months, and you should explore all the avenues available to you. If you wait 6 months for auto financing after bankruptcy, the rates you pay will be much more reasonable.

Generally speaking, if you apply for auto financing right after bankruptcy, you will be paying around 3 percent interest higher. This might not sound like a lot, but it can dramatically raise the amount of money you owe over the course of the loan, so again, if at all possible, you want to wait a little while before applying.

However, don't let this discourage you from applying. Remember, once you've applied for bankruptcy, this is certainly not the end of the world. Now, it's time to get a fresh start.

Starting to develop a reputation as somebody who pays off their bills reliably is very important, which is why you want to pay for as many things with credit as possible, which will enable you to achieve great auto financing bankruptcy rates when the time comes.

From the Car Credit Highway to the Motorway

Your own form of transport brings with it a sense of being in control and a certain level of personal efficiency comes with car ownership. Best of all, no opportunities escape your grasp because they are not compatible with public transport.

Some people simply want their own car, while for others it is an essential part of their existence and one which they cannot live without. Circumstances determine the importance of having a vehicle; not living near a train link for the morning commute, getting kids to school or being self-employed.

So even during times of economic downturn, this is not an area to cut corners; rather a time to research the market and find the best deal. Once you are firm in your mind that you want or need a car and its usefulness is no longer in dispute, thoughts turn to the best ways of getting one; more specifically, financing the purchase.

Applying for loans or approved finance for a vehicle is relatively common and next to a mortgage is one of the major reasons people approach a bank or other lending institution for money. Times are harder just now; everyone is feeling the pinch and although lenders have tightened their restrictions, there are still good deals out there for car finance.

Like any other loan, monthly repayments, interest rates and the small print are important factors. Not to be forgotten either is the delicate balancing act of what kind of car you want versus what kind you can afford. As always with personal finance, compromise is part of a successful outcome.

During a credit crunch like the one being experienced now, it pays to be a little more precise with your finances - it is best to create a personal budget with the possibility of a jump in interest rates, higher travel fares and energy bills as well as everyday price increases associated with inflation. All of these can affect your ability to meet your car loan obligations.

At times like these, interest rates and favorable repayment terms may not be as kind as you would ideally like, so it is best to shop around for deals that offer good value in terms of breakdown cover, repairs and insurance. Strong competition between lenders means many will offer something attractive to try to secure you as a client so there is a good chance you will find something genuinely beneficial to your circumstances.

Car credit plans are less paper intensive these days and speed, efficiency and convenience are looked upon by lenders as a good way to develop their reputation. Online or over the phone, you'll find the process is completed quicker than you think and the journey from desire to keys in hand is not a long or arduous one.

Even during times when the economy is not at its best, there is flexibility and understanding as well as an awareness that things change and improve over time. Credit options are out there and you will be surprised and delighted to learn that good long term value exists.

Importance of choosing the right car loan

This week sees the launch of the new 58 car registration plates, and given the current economic climate it's important that buyers get the best car loan deal available to them.

Michelle Slade, analyst at Moneyfacts.co.uk, says: "Getting the finance choice wrong could prove a costly mistake ... Before opting for the convenience of forecourt finance, it's worth checking out how this compares with other deals on the market. There are over 40 providers offering a range of unsecured loans and many offer different rates depending on if you apply online or over the telephone.

"On a £5K loan, the difference between choosing the best and worst loan deal could cost you an extra £769, while the wrong choice on a £10K loan could see you out of pocket by more than £2.4K - or to put it another way, increases the cost of financing your car by a massive 14%."

Importantly, the advertised rate on most car loans is a typical APR, and whether you qualify for it depends on your credit score. Car loan customers should always shop around to make sure they're getting the best deal. The total repayment figure should be considered, along with any payment protection insurance, to get the full picture of which car loan option offers the best value.

Auto Loans With Bad Credit - How to Secure That Loan With Bad Credit

Trying to secure auto loans with bad credit situations is tricky because it is your credit history that will give the lenders the full picture about your credit situation. It's obvious if you are reading this article that you most likely have concerns over your existing credit situation. Financial lending institutions will reject an application for an auto loan for people that have a bad credit history.

If you are an individual with a bad credit rating you are not alone. In today's environment there are many individuals with poor credit that are looking for car loans. However there are lending institutions that do offer people auto loans with poor credit but you will have to shop around and also do some homework.

Before you start searching for a loan the first thing you probably would want to find out is what your credit score is. Once you know what your credit score is now you can start searching for lenders that will offer individuals auto loans with bad credit. Now you can start asking for quotes and shopping for the best possible terms and conditions.

Things to pay close attention to are the interest rates and any other fees that they may charge for securing the loan. Don't be too hasty and go with the very first lender that is willing to provide you with the financing you need to purchase a car.

When you begin getting quotes and you find one that fits well into your current financial situation you can start contacting other financial institutions and try to negotiate a better rate or over all terms and conditions. Also you want to find a repayment schedule that best fits your current financial situation.

Typically auto loans with bad credit situations will have a higher interest rate in comparison to someone you has a good credit history. Once you have found the best deal possible and have secured your auto loan you will be on your way to repairing your credit history.

Retiring people 'have unsecured loan debts'

People approaching their retirement continue to have to pay off their debts, which may include unsecured Car Loans, new research has revealed.

Key Retirement Solutions reports that over one in three people over the age of 55 have some form of outstanding debts

According to the firm, people within this age group have an average of £11,106 in unsecured debt each.

One in four was found to have outstanding loan payments, while a fifth owe money on their credit cards.

Dean Mirfin, business development director at Key Retirement Solutions, said: "The cost of living for the elderly has surpassed inflation over the past decade therefore it is more important than ever that consumers are aware of the dangers of approaching retirement with such large amounts of debt."

In related news, David Kuo, head of personal finance at fool.co.uk, recently urged people to look for "flexibility" and compare interest rates when considering taking out a loan.

Car loan customers warned over green car claims

Environmentally-conscious motorists considering taking out a secured car loan to buy a new car have been warned about green claims made by manufacturers.

A study conducted by 4Car found that tests carried out by manufacturers to assess fuel economy and emissions do not offer accurate results.

Instead, 'real-world' tests undertaken by the website on eight supposedly low emission cars revealed all fell short of their official figures, Car Finance customers may be interested to learn.

Tim Bowdler, editor of 4Car, said the official test regime – which is done in a laboratory – is "too simplistic" and does not account for "real-world operating conditions".

"The batch of cars that we tested all claim to have 'green' credentials, but they are not as environmentally friendly or as economical as we've been led to believe," he commented.

Among the cars for sale tested by the website were the Golf Bluemotion, Skoda Fabia Greenline, MINI Cooper D and the HONDA Civic Hybrid.

Those with car finance and other road users looking for a greener car ought to look to vehicles with the lowest fuel consumption and emissions in the class of vehicle they prefer, Jay Nagley, publisher of Clean Green Cars recently said.

Car loans soar in popularity

The number of consumers taking out car loans from vehicle dealerships has rocketed over the past year.

Tim Moss, head of loans at moneysupermarket.com, said the current popularity of car loans was driven by two factors. "Firstly, personal loans are extremely hard to get at the moment, but with car finance, your loan is secured against the metal, so it's a lot less risky for the company. Secondly, while people used to turn their noses up at car finance because they could get a loan for 6.5 per cent somewhere else, they're now going away and either realising that car finance is cheaper than any personal loan they can get, or their only option."

A car loan may traditionally have been regarded as a more expensive form of borrowing than a personal loan, but the credit crunch has changed that. Most high street lenders have been increasing their interest rates over the past year. A typical personal loan now costs 7.7 per cent, compared with 6.5 per cent this time last year.

In a further spot of good news for car loan customers, it's now possible to obtain new cars at knock-down prices. A fall in demand for new cars has meant a number of manufacturers are offering competitive prices to shift their stock. Moss spoke of his own experience: "I just bought a Renault, which had a list price of £21,500, for £14,000 - brand new."

Car loan customers offered Daihatsu deal

Car loan customers looking for a good deal could consider purchasing the new Terios Kiri model from Daihatsu.

Only 250 vehicles will be made available to car loan customers and other motorists. The price will be £13,895 on-the-road - slightly above the £12,995 price tag of the original Terios 1.5 S.

Drivers who pick up the new Kiri model will be driving five-spoke alloy wheels, roof rails and a hard spare wheel cover. The car is available in a unique metallic green paint colour.

Speaking of green, environmentally-conscious car loan customers may be interested to learn that the Kiri emitted 185g CO2 per km. This could enable them to benefit from lower car insurance premiums, as many insurers reward customers who choose eco-friendly vehicles.

In a statement, Daihatsu said: "The award-winning Terios range has a high standard specification which includes air-conditioning, power-steering ... and full-time four-wheel drive with electronic centre diff-lock."

The Times has described the Daihatsu Materia as "push[ing] the parameters of standard car design".

Rates For Auto Loans

Financial institution and banks provide auto loans, which is in common practice among leading industries. Still due to ignorance many people is not benefited through best loan possible from these institutions. Borrowers needed a loan on immediate basis and they don't bother about the market rates comparison or even loan terms. However, it does not have to be that way. In this scenario internet plays a vital role in it.

Rates for Auto Loans

Many websites are now dedicated on interest rates almost all the parts in the country. This makes it very easy to find out the rates on which borrowers of that area availing the car loan benefits. Collect this information and make a list of it. After collection of all types of rates then, start comparing between them. Based on data and statistics you can easily determine which company or financial institution you should to prefer.
Auto loans quote online

Now a day, you can get different quotes from different lenders in few seconds through online. This is beneficial to borrower to get best loan quotes with different features intact. Borrowers have the choice to get more and more significant selection out of many. Many online lenders work effectively with financial companies to provide online auto loans. Based on individual situation these online lenders able to get you, finance regardless of good credit, bad credit, no credit etc.
Compare Auto Loans with each other

Comparison-shopping can be done based on pre-approved auto loans through several lenders. Compare their terms and conditions, which the special company providing you auto loans. You can easily eliminate financing companies one by one through Apple to Apple comparison method. At the end, you will get the leader with reputation in loan finance that definitely suits your needs.
For a great resource to get best online auto loan quote please go to:

http://www.carssure.com/

Bad Credit Auto Loans - Make a Deal Possible Even in Bad Credit

The market has the option to finance any kind of your auto deal depending upon your requirement. But, you may have problem their when your credit is really not perfect. Since, the need of buying an auto can be felt even in your bad credit condition, market is now making provision even for such cases. Now, bad credit auto loans are easily available that can be obtained to omit the hurdle of your credit profile that you usually have to face at normal loan facility.

Generally, the risk factor attached with your bad credit is compensated by taking a security from your part. For this you usually have to put your home or the vary auto as security that assures for the repayment and omit hurdles of your bad credit. On the other hand you can have this facility even without putting any kind of security that emphasize for a regular source of income with you when you opt for this option. A regular income source here assures the lenders for your repayment and paves way for the approval.

You can avail any sum here depending upon your requirement. Since, your requirement is attached with the price of a particular type of auto; here you usually get a finance of 90 to 100 percent of the price of auto as the loan amount. These loans are repaid within a somewhat shorter repayment period of 2 to 7 years.

You usually find a slightly higher rate of interest with these loans, as it helps you escaping the risk factor of your bad credit. However, the stiff competition among the borrowers has made this facility even competitive and helps you get better rate. For this, you can go for an online search that enables you contact several lenders at a time that help you compare among their different offers easily.

Bad credit auto loans now delete the worry of being intact with normal financial facility and help you get your desired auto deal even when your credit is not perfect. These facilities enable you find the required sum without any cap and repeals hurdle of price while you are dealing any kind auto buying.

Johns Tiel holds a master degree in Commerce from JNU. He is working as financial consultant in Chance For Loans. To find Bad Credit Auto Loans, debt consolidation loans, cheap rates personal loans that best suits your needs visit http://www.carssure.com/

Use a Payday Loan for Your First Car

Use a Payday Loan for Your First Car
So you are fresh out of university and you got yourself a nice job. You’re earning quite well and you are all set to live a life of your own finally. There is only one problem – you need a car that you can call your own. You probably had one during your uni days – your parents might have gotten it for you or you inherited it from your dad. The thing is, it is probably going bonkers on you. As old as it is, you probably want one that would serve you better. Am I painting a familiar picture here?
I am sure that you would want a car of your own, something a bit better than that old piece of junk you have. Then again, being relatively new on the job, you might not have had enough time to save up for something flashy and brand new. How about a used car? Maybe you can find one for relatively cheap and yet do the trick.
So you find one for several thousand pounds, maybe less. What is your next step? You are probably thinking about dealer financing or taking out a car loan from your bank. Both are feasible, of course, but what if you could get some cash to augment what you might have stashed away in a much easier manner and without too much hassle?
For some cases, a payday loan could work for you. For example, if you only need about £1,000 to £1, 500 more to purchase that car using cash, you can save a lot more than if you took up the dealer’s offer for financing. Same thing for a car loan from a conventional bank. You merely have to look for a good payday loan provider and you could get that extra money that you need to pay for your car in cash.
What do you need to take out a payday loan? First, you must be at least 18 years old. Since you are out of university, I assume that you are over this age. Next, you must have a regular source of income. If you have that job, then you are good to go. You might have to be in that job for at least several months before a payday loan provider considers you as qualified, but that should be easy enough. You’d also have to provide proof that you have that job. You simply have to compile your latest pay stubs and then show them to your payday loan provider. You also need a current bank account so that the payday loan provider can deposit the money into the account as soon as possible.
So you’ve got all of the requirements, what do you do? Just go online and fill out the application form! Once you send it in, you will merely have to wait for an hour or so – maybe several hours – to get your approval. Then, you’ll get the money in your bank account within the next day, several days at the most. Before you know it, you’ll be driving your own set of wheels!

Finance Your Car With Poor Credit

Cars don't look at your credit before they decide to breakdown. Anyone, with poor credit or great credit, could find themselves in a situation where they need an auto loan. Fortunately, those with poor credit do have options available for financing their vehicles.

"Bad Credit Car Loans"

One of the most common methods of purchasing a car with poor credit is with a "bad credit car loan". You can acquire these loans through auto dealerships, online lenders, and high risk lenders. Typically these loans are available for anyone with a credit score below 600. People can find themselves in this situation after a divorce, after bankruptcy, if they have little credit, or if they have made poor financial decisions. The "bad credit car loans" are designed to protect the lender. They have higher interest rates than conventional auto loans. However, it is in your best interest to shop around for a bad credit car loan

Risks of Shopping around

There is a risk of shopping around for an auto loan. Submitting loan applications to several different companies will lower your credit score even more. It is in your best interest to find an organization that will find various Bad credit car loans for you, but only check your credit report one time.

Home Equity Loan

Another way to get auto financing with poor credit is with a home equity loan. The interest rate on a home equity loan is usually lower than the interest rate on a "bad credit car loan". Another advantage is that the interest is tax deductible on a home equity loan. The one obvious disadvantage to this type of financing is that you are using your home as collateral. If you are not able to pay your loan, then you put your home in jeopardy.

Do not lose hope if you have poor credit. There are still options available to finance your car. Bad credit car loans, and home equity loans can help you achieve your goal of purchasing a new vehicle.

Car Loans by Cars Sure

Applying for a car loan can be an unnerving experience; your finances are a very personal thing. At Cars Sure we are sensitive to your car loan needs as well as your credit history. We understand that bad things happen to good people and as such we treat all of our customers with the utmost sensitivity and respect.

Cars Sure was founded to help people with less than perfect credit to obtain car loans. We find you the best terms and conditions and your ideal car or truck. Your one stop shopping for car loans!

At Cars Sure, the car loan representatives carefully review every loan application. Before your application is submitted to any lender all aspects of your situation are carefully taken into consideration so as to be properly presented to the proposed lender. This guarantees you the very best loan rates available! We have years of experience and over twenty five million dollars in loans arranged.

Fill our car loan application and within as little as 60 minutes Cars Sure will be able to begin processing your car loan. We have the expertise to find you the best car loan with the lowest interest rate possible. It’s free, confidential and a professional will be able to match you up with the best terms and rate for your car loan.

Cars sure has many car loan lending sources throughout Vancouver, Victoria, Abbotsford, Nanaimo, Kelowna, Grande Prairie, Fort McMurray, Westlock, St.Albert, Edmonton, Sherwood Park, Leduc, Camrose, Red Deer, Rocky Mountain House, Calgary, High River, Olds, Lethbridge, North Battleford, Humboldt, Saskatoon, Yorkton, Regina, Portage la Prairie, Selkirk, Winnipeg, Halifax, Dartmouth, Bridgewater, Toronto, Hamilton, Oakville, Barrie, Sudbury, Niagara Falls, Ottawa, London, Kingston & Cornwall.