Monday, August 25, 2008

Is There Affordable Car Insurance For Drunk Drivers?

While drinking and driving is a big issue everywhere US drink drivers can still get themselves insured properly, but it will cost a lot more for comprehensive coverage most of the time, and also depending on how many offenses there has been.

But what is more important is that there is a crackdown from a new police initiative. In Staffordshire, the police force is looking into a pub ban for those who drink and drive and have been caught. This would not only keep more drunk drivers off the road, but this would also become an extra deterrent for those who are thinking about drinking and driving after a night out at the pub.

The major problem with the pub ban is that pubs are threatening to raise their prices if this happened because they will get less customers. This is something that many people will be against. Most people believe that they should not have to pay more at the pubs just because of someone else's mistake. The police only want to use this as a deterrent to drinking and driving, not to put businesses in trouble. But to keep drivers from drinking and then getting behind the wheel, police officers think that this is a good idea. But this does cause concern for those who are looking to keep their car insurance rates affordable.

Once someone gets caught driving drunk their car insurance rates immediately go up. But there is hope for those who are looking to move past their mistake and get affordable car insurance. UK drunk drivers are not always repeat offenders, so those who have made only one mistake will eventually have their car insurance rates brought back down, but with further action from the police and the idea of a pub ban, this could put drivers in hot water for much longer time than they expected.

If you have been caught drinking and driving, you will want to look into affordable insurance that does not penalize you for the mistakes that you have made in the past. You will also want to look into plans that offer a no claims discount so that you can get better rates further along the line. This is a great way to save money and still get the car insurance coverage that you need.

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